Creator
Scott Roebert is the owner of Blueprint Finance Brokers in East London and has been a financial planner for 25 years, specialising in bespoke investments and retirement planning.
A recent Supreme Court of Appeal ruling allows certain financing fees to be tax deductible if linked to obtaining finance, benefiting investors, but each case depends on individual circumstances.
Building wealth depends on consistently growing the gap between income and expenses, not just earning more. Modern culture encourages spending increases with every raise, which leads to lifestyle inflation and higher stress.
Bitcoin’s recent surge is driven by institutional demand, changing US monetary policy, technical factors, and potential regulatory clarity, but investors should assess risk and maintain diversified, long-term strategies.
Tax-free savings accounts are an excellent retirement tool
Taking the time to understand the deductions, allowances and tax incentives that may apply to your personal circumstances could make a meaningful difference to your financial future.
how to navigate estate challenges in polygamywith some financial planning tools
As we head into another week of geopolitical uncertainty bracing for more pain, I have to ask: should this be the case?
Financial advisors consistently observe that early contributions, amplified by the power of compounding, distinguish those who retire comfortably from those facing shortfall risks.
In the rollercoaster of SA markets over the past six years, investors have endured relentless ups and downs.
Over the years I have worked extensively with clients who use life annuities as their safest option to ensure income through their retirement years — including the government employees pension fund (GEPF).
Market volatility is more than just market noise – it is the ultimate stress test of investor behaviour.
Gold prices have surged dramatically as of February 2026, reaching between $4,800 and $5,500 per ounce, with peaks over $5,500.
Investments like retirement funds, living annuities, and assets in irrevocable trusts bypass the estate, avoiding estate duty. Proper beneficiary designation is crucial for these assets to remain outside the taxable estate.
As our lives change it important to keep changing with it — and this included ensuring that beneficiary nominations on your policies and estate planning bequests are aligned.
South Africans should use January as a reset to review past spending, tackle festive debt and build a disciplined, goal-driven budget
